When teams evaluate Dino, they often also look at Mercury, Ramp, or Slash. That is reasonable. The mistake is letting that comparison dominate the main pricing page.

Pricing pages should answer one question clearly: what will I pay, and why?

For Dino, the answer is intentionally narrow:

• You choose a plan for limits and controls.
• You pay explicit usage fees when money is moved for agents.
• If you use Dino Funding, our Column-backed banking accounts, the budget funding fee is waived.

That keeps the bill legible. It also keeps the page focused on the customer’s buying decision instead of turning the whole flow into a competitor matrix.

The Short Version

Mercury, Ramp, and Slash all start from a familiar promise: low-friction or free core access, then added economics through paid plans, per-user upgrades, transfer fees, payment-rail fees, or workflow add-ons.

Dino is different in one important way: the pricing model is designed around agent money controls, not just business banking or card issuance.

That means the pricing conversation is less about “Which bank account is cheapest?” and more about “How do we safely fund, approve, audit, and govern AI or automation spend?”

Mercury

Mercury’s public pricing emphasizes a free banking core, then paid upgrades for more advanced workflows and support.

That model works well if the main job is operating a modern startup bank account with optional software layers on top.

Dino is a better fit when the hard problem is controlled spend orchestration for agents, automations, or programmable workflows.

Ramp

Ramp leads with free cards and expense software, then moves larger teams into a paid Plus tier with deeper controls and integrations.

That is a strong pitch for companies standardizing on a classic corporate card and expense-management stack.

Dino is better when the core requirement is programmable money movement, approval gating, spending keys, and auditable agent spend instead of traditional employee card management.

Slash

Slash is closer to a simple plan ladder, but the economics still depend on payment rails, wires, ACH, RTP, and foreign-transaction fees.

That is normal for banking products. The main question is whether the product makes those costs understandable in the context of how teams actually operate.

Dino keeps that story compact: plan, usage, and a clear waiver when funding comes through Dino Funding.

Why This Content Lives Here Instead of on /pricing

Customers arriving on the pricing page are usually close to a decision. At that point, competitor framing can dilute clarity instead of increasing it.

We would rather the pricing page do three things well:

• explain the plan structure,
• explain the usage model,
• explain the Dino Funding waiver.

Comparison content still has value, especially for search. It just belongs in a separate content surface where readers expect context, interpretation, and market framing.

Current Dino Pricing Logic

• Starter is the entry point for smaller teams.
• Pro raises limits, unlocks approvals and policy controls, and lowers usage fees.
• Funding agent budgets costs 3% on Starter and 2.5% on Pro, with a $1 minimum per funding event.
• That funding fee is waived when the money comes through Dino Funding, our Column-backed business banking accounts.
• In-app swaps cost 0.6% on Starter and 0.3% on Pro, with network and routing costs separate.

That is the whole model.

If that sounds like the right shape for your team, the main pricing page is the fastest path.

We've been building Dino as an open-source business operating system. Banking, invoicing, transactions, time tracking, all in one place. Over the past year, we've made all of that accessible through 100+ MCP tools, powering the dashboard chat, the iMessage bot, and the public API.

But we kept running into the same limitation: the assistant responds to you, it doesn't work for you. You still have to ask. You still have to be there.

Today we're opening the private beta of Dino Computer. Describe what you need, and Dino deploys an autonomous agent that runs on your schedule, learns over time, and delivers results while you sleep.

What it enables

Instead of logging in every morning to check on things, imagine:

• "Chase my overdue invoices every Tuesday" finds overdue invoices, prioritizes by amount and age, and proposes sending reminders. You approve before anything goes out.
• "Give me a weekly briefing every Monday" delivers cash position, revenue trends, spending breakdown, and action items to your inbox before your first coffee.
• "Alert me about expenses over $5,000" runs daily in the background, learns your spending patterns over time, and stays completely silent unless something looks wrong.

You describe the outcome. Dino handles the rest.

Works wherever you are

You don't need to learn a new tool. Dino Computer meets you where you already work:

• Dashboard chat. "Enable the invoice chaser" or "Create an agent that monitors my expenses." The assistant handles it conversationally.
• iMessage bot. Get agent notifications and approve proposals right from your phone. No app to open.
• CLI. npx @dino-ai/cli@latest computer for developers and power users who want full control from the terminal.
• REST API. Build your own integrations, trigger runs programmatically, review proposals from any system.

Every surface talks to the same engine. Create an agent from chat, approve a proposal from iMessage, check the results from the CLI. It all stays in sync.

Agents that get smarter over time

Most automations are stateless. They do the same thing every time. Dino Computer agents have persistent memory that compounds across runs:

• The Weekly Briefing keeps a rolling 12-week trend history. Each Monday it compares against previous weeks and surfaces patterns you'd miss looking at a single snapshot.
• The Invoice Chaser tracks how many times each invoice has been flagged. If a customer is consistently late, the agent adjusts its urgency.
• The Expense Detector builds spending baselines by category over 90 days. The longer it runs, the better it gets at knowing what's normal for your business.

This is the difference between a cron job and an agent. Agents learn.

You stay in control

We think trust is the product when it comes to agents handling your business data. That's why Dino Computer has approval mode built in:

1. The agent analyzes your data and decides what needs to happen.
2. It proposes actions like "Send reminder for INV-0091" and pauses.
3. You get a notification via in-app, email, or iMessage.
4. You review and approve, or reject. Nothing happens without your say.

On top of that, every agent runs in a secure sandbox with no filesystem or network access, hard limits on resources, and a full step trace so you can see exactly what the agent did, what data it read, and what it decided.

The agent does the work. You make the calls.

Pre-built agents, ready to go

We ship four agents you can enable immediately:

• Month-End Close (28th–31st, 8 AM). Runs a close-the-books checklist: uncategorized transactions, pending inbox items, draft invoices, P&L comparison to last month.
• Invoice Chaser (Tuesdays, 9 AM). Finds overdue invoices, prioritizes by urgency, proposes sending reminders. You approve before anything goes out.
• Weekly Briefing (Mondays, 8 AM). Cash position, revenue trends, spending breakdown, action items with week-over-week comparison.
• Expense Detector (Daily, 10 AM). Silent unless something's wrong. Flags duplicates, spending spikes, and unknown vendors.

Or describe your own workflow and Dino generates a custom agent. Type-checked, compiled, and deployed in seconds.

How it works under the hood

When you describe a workflow, Dino:

1. Looks at all 100+ available tools and generates typed code that knows exactly what data is available and how to access it.
2. Type-checks the generated code and automatically repairs any issues before deploying.
3. Runs agents in a secure sandbox on a schedule, adjusted for your timezone.
4. Records every step for full transparency: what tools were called, what data was returned, what decisions were made.

Agents can also connect to external services like Slack, Gmail, and Google Sheets through Composio, so results can flow wherever your team needs them.

Why we're betting on this

Business operations are repetitive but judgment-heavy. Month-end close, invoice follow-ups, expense monitoring. These happen on predictable schedules but require context and decisions. Important enough that you can't ignore them, routine enough that you resent doing them. Agents handle the routine and escalate the judgment calls.

The tool surface we already built is the foundation. Every piece of Dino data is already accessible through well-typed tools. Dino Computer is the first consumer of that surface that isn't a human in a chat window. Every tool we add for the assistant automatically becomes available to every agent. The investment compounds.

Trust requires control. Most agent platforms optimize for full autonomy. We think business data is different. Approval mode, sandbox constraints, step tracing, and concurrency guards aren't limitations. They're the product. The question isn't "can it act?" but "do you trust it to act?"

Private beta

Dino Computer is launching in private beta. We're onboarding teams gradually to make sure agents are reliable, the catalog is tuned for real-world usage, and we can iterate closely with early users.

If you want early access, reach out directly or visit dino.id/computer. We're looking for teams that have repetitive workflows they'd like to automate: month-end close, collections, expense monitoring, reporting, or anything that happens on a schedule.

What's next

This is v1. The roadmap includes event-based triggers (fire when a new transaction lands, not just on cron), more notification channels, custom agent uploads, a dashboard UI for agent management and proposal review, and cross-agent communication.

We're also expanding the catalog. Each new agent is a real workflow we've seen teams do manually every week.

Dino Computer is open source, like everything else we build. The code is at github.com/dino-ai/dino.

Request early access →

Your business now fits in a chat window. Connect Dino to iMessage, WhatsApp, Slack, or Telegram and do real work — send invoices, match receipts, chase payments, check your numbers — without opening a dashboard.

We built this because the best business tool is the one you're already using. For most founders, that's a messaging app. So we brought Dino there.

What you can do

• Get invoices paid — Dino notifies you when an invoice is overdue. Reply "send reminder" and a payment link goes out to your client. Dino watches for the payment and lets you know when it lands.

• Create invoices from a message — Type something like "invoice Linear for 40 hours at $150/h" and Dino drafts a $6,000 invoice. Review it in the chat preview, say "send now", and it's delivered.

• Match receipts instantly — Snap a photo of a receipt and send it. Dino extracts the merchant, amount, date, and card — then matches it to the right bank transaction automatically.

• Check your numbers — Ask "what are my latest transactions?" or "flag anything unusual" and get a summary. Dino pulls from your live data and highlights trends like a 12% increase in software spend.

Works where you already are

Four platforms, same capabilities:

• iMessage — Works through Sendblue. Get push notifications on your lock screen and reply from anywhere.
• WhatsApp — Scan a QR code and you're connected. Works on any device.
• Slack — Install to your workspace. Use DMs or channels.
• Telegram — Add the Dino bot. Lightweight and fast.

Every action you take in chat — sending an invoice, matching a receipt, tracking time — syncs back to your Dino dashboard. Your books stay clean and your data stays in one place, whether you're working from the app or a group chat.

Get started

1. Go to Apps in your Dino dashboard
2. Connect your preferred chat platform
3. Start messaging

That's it. No configuration, no learning curve. Just text Dino like you'd text a colleague.

See it in action →